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    Commerce Solutions – Carat

    Create payment experiences that help drive more commerce

    • Omnichannel Solutions
    • eCommerce Solutions
    • Global Currency Solutions
    • B2B Payments
    • Payment Facilitator & Marketplaces
    Value-Added Solutions

    Secure commerce and optimize payment and payout strategies

    • Payment Methods
    • Payment Optimization
    • Security & Fraud
    • Payouts/Disbursements
    • Pay by Bank Account
    • Alternative Credit Data
    Prepaid Solutions

    Innovate and streamline gift and payroll card programs

    • Gift Solutions
    • Payroll Card Solutions
    • Incentives & Rewards
    • Small Business Solutions
    • Mid-sized Business Solutions
    • Clover POS
    • Partner Solutions
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    Introducing Carat Omnichannel Ecosystem

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Partners

Are you collaborating with the best in innovation?

We partner with individuals and companies to monetize networks and platforms that move the world forward

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Making Commerce an Advantage

 

See how our collaborative spirit can help give you a new source of revenue and a distinct competitive advantage — whether you’re a technology-solution provider, developer, or payment facilitator.

Technology Partners

For Technology Partners

Payment Integrations for Software Partners

 

If you develop applications for businesses and are looking to advance your offering by integrating payment acceptance, you’ve come to the right place. Clover Connect offers a full-service integrated software vendor (ISV) program for software companies to seamlessly integrate omnichannel payments.

  • Direct integration into Clover devices
  • Developer-friendly APIs
  • Omnichannel payment acceptance
  • Simple merchant portfolio management
Explore Clover Connect
Financial Institutions

For Financial Institutions, Corporations and Payment Facilitators

Financial Institution Partnerships

First Data helps give a competitive edge to financial institutions, including community banks and credit unions. We offer Revenue Sharing Alliance (RSA), Referral Bank and Community Financial Institution (CFI) Partner Programs that help you build stronger and more valuable relationships with your customers.

 

Explore RSA/Referral Programs
Explore CFI Program

The First Data PFACTM Program

With First Data’s Global PFAC program, payment facilitators have access to a single-integration interface, enabling their merchants to easily authorize transactions in more than 150 currencies worldwide, and settle in 17 currencies.

 

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Retail and Association Corporate Partnerships

First Data’s Corporate partnerships align with companies who have a unique relationship with small business owners. First Data collaborates with these partners to offer targeted access to products and offers, tailored to these customers.

 

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Other Partnership Opportunities

First Data’s Strategic Partnership Program is our method to identify potentially disruptive business opportunities that leverage our extensive array of payments and payments-related assets.

 

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Independent Sales Organizations

For Independent Sales Organizations

ISO Partners

First Data’s Independent Sales Organization (ISO) program provides partners with customization and flexibility to build an independent brand and generate more revenue, powered by our reputation and world-class payment capabilities.

 

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Agent Partners

Build and grow your business with First Data’s agent program. Supported by CardConnect®, a First Data company, we provide all the technology and operational support you’ll need to succeed.

 

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Explore Fiserv Merchant Solutions

  • Carat
  • Payment Optimization
  • Omnichannel Solutions
  • eCommerce Solutions
  • Security & Fraud
  • Payouts/Disbursements
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© 2022 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. Merchant services provided by First Data Merchant Services LLC, a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; PNC Bank N.A., Pittsburgh, PA; MVB Bank, Fairmont, WV; and Pathward, N.A., Sioux Falls, SD.

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