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    Commerce Solutions – Carat

    Create payment experiences that help drive more commerce

    • Omnichannel Solutions
    • eCommerce Solutions
    • Global Currency Solutions
    • B2B Payments
    • Payment Facilitator & Marketplaces
    Value-Added Solutions

    Secure commerce and optimize payment and payout strategies

    • Payment Methods
    • Payment Optimization
    • Security & Fraud
    • Payouts/Disbursements
    • Pay by Bank Account
    • Alternative Credit Data
    Prepaid Solutions

    Innovate and streamline gift and payroll card programs

    • Gift Solutions
    • Payroll Card Solutions
    • Incentives & Rewards
    • Small Business Solutions
    • Mid-sized Business Solutions
    • Clover POS
    • Partner Solutions
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Enterprise Processing

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Grow your reach and manage your program safely and securely.

 

Easily manage your program

Expand your distribution channels

Create an online presence

Security
Virtual Card Auto-Replenishment
Third Party Partnerships
Program Management Portal
eCommerce Storefront & Mobile Provisioning
multichannel

Security

 

Best-in-class fraud protection and data security tools built into the platform that ensure safer transactions for both merchants and consumers. Backed by First Data technology and monitored 24/7 to deliver 99% uptime, it allows merchants to run their businesses with more confidence and without interruption.

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Virtual Card Auto-Replenishment

 

A platform feature that automatically replenishes a merchant's digital gift card inventory, ensuring they never "run out" of digital cards. This feature proactively monitors and generates new digital account numbers when the quantity available runs low. Merchants can select which digital account numbers should be replenished automatically, the replenishment thresholds, and the corresponding amount to generate.

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Third Party Partnerships

 

This solution enables merchants to extend brand exposure, extend customer reach and increase sales by facilitating relationships with First Data’s business partnerships with gift card resellers, gift card malls and innovative online distributors.

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Program Management Portal

 

Our end-to-end platform enables businesses to manage their entire gift card program online in real-time 24/7. It provides all the tools necessary for them to handle orders, inventory, sales and distribution as well as set up marketing campaigns and track program performance.

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eCommerce Storefront & Mobile Provisioning

 

A plug and play solution that facilitates growth of merchant gift card programs by enabling them to easily create an online presence specifically to promote gift card sales. Designed to allow merchants to produce both digital and plastic cards and sell them in multiple ways – as multi-packs, combo packs and in bulk – to help drive the highest revenue possible.

Explore Fiserv Merchant Solutions

  • Carat
  • Payment Optimization
  • Omnichannel Solutions
  • eCommerce Solutions
  • Security & Fraud
  • Payouts/Disbursements
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© 2022 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. Merchant services provided by First Data Merchant Services LLC, a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; PNC Bank N.A., Pittsburgh, PA; MVB Bank, Fairmont, WV; and Pathward, N.A., Sioux Falls, SD.

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