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Commerce Solutions - Carat
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Create payment experiences that help drive more commerce.
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Secure commerce and optimize payment and payout strategies
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Introducing Carat Omnichannel Ecosystem
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Exceptional Technology. Unrivalled Insight.
Take control of your business by engaging fraud prevention tools that help to reduce fraud losses by accelerating revenue without compromising the consumer experience or compliance.
Ensure that you are Prepared
As the industry changes, so does the constant shift in fraud tactics. Thus, it is vitally important to ensure that you are steps ahead of fraudsters.
167%
Increase in mobile attacks.
Businesses are unprepared to handle mobile attacks, which are increasing.1
73%
Of the US will utilize biometrics.
Behavioral biometrics will restructure the authentication landscape in the next five years.2
$71B
Will be lost to fraud by 2021
Chargebacks are shredding margins in eCommerce reducing the savings of selling online.3
$20B
Will be spent on id verification.
Account takeover and Fake Account Creation is killing hard-won reputations putting businesses at risk overnight.4
Ingredients for a Successful Fraud Management Program
Expansive Data Footprint
Machine Learning and Rules Based Technology
Device and Behavioral Intelligence
Built for your Unique Business
Provide global industry expertise and insight with account creation information, user profiling, behavioral analytics, device interrogation and fingerprinting, global location heat maps, and more.
By using supervised machine learning as the core strategy. Fraud Detect® offers a unique combination of models and algorithms that help manage fraud and acceptance requirements.
Fraud Detect offers thousands of individual fraud prevention signals via API which build granular, nuanced fraud scores in real-time.
Fraud Detect Case Study
Challenge: A large petro client was experiencing a significant amount of fraud, particularly with the Pay-at-the-Pump mobile application.
Solution: Once engaged with Fiserv, Fraud Detect was able to reduce its fraud by more than 80% and save the company hundreds of thousands of dollars, which enabled further use of the mobile Pay-at-the-Pump application and increased revenue.
Tell Us Your Vision. We'll Bring the Solution.
We will work with you to understand your business needs and show you how to best leverage our solutions to make your vision a reality.
Fraud Security Tools and Insights
1. "Cyber Attack Trends: 2019 Mid Year Report." Checkpoint, 2019. 2. "Biometric Technology: Regulatory and Privacy Concerns" Wharton, 2019. 3. “Retailers to Lose $71B..." Juniper Research, 2017. 4. “The next $20B Digital Market" McKinsey, 2018."