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Merchant Solutions
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Commerce Solutions - Carat
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Create payment experiences that help drive more commerce.
- Omnichannel Solutions
- eCommerce Solutions
- Global Currency Solutions
- B2B Payments
- Payment Facilitator & Marketplaces
Value Added Solutions
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Secure commerce and optimize payment and payout strategies
- Payment Methods
- Payment Optimization
- Security & Fraud
- Payouts / Disbursements
- Pay by Bank Account
- Alternative Credit Data
Prepaid Solutions
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Innovate and streamline gift and payroll card programs.
- Gift Solutions
- Payroll Card Solutions
- Incentives & Rewards
Introducing Carat Omnichannel Ecosystem
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- Resources
- Clients
- Partners
- Developers
Making Commerce an Advantage
See how our collaborative spirit can help give you a new source of revenue and a distinct competitive advantage — whether you’re a technology-solution provider, developer, or payment facilitator.
Integrated Software Partners Including ISVs and VARs
If you develop applications for businesses and are looking to integrate payments, you’ve come to the right place. CardConnect, a First Data company, offers a full-service partner program and payments platform for ISVs.
- Seamless integration and developer-friendly APIs
- Omnichannel payment acceptance platform
- Simple merchant portfolio management
- Custom marketing strategies and campaigns
Financial Institution Partnerships
First Data helps give a competitive edge to financial institutions, including community banks and credit unions. We offer Revenue Sharing Alliance (RSA), Referral Bank and Community Financial Institution (CFI) Partner Programs that help you build stronger and more valuable relationships with your customers.
The First Data PFACTM Program
With First Data’s Global PFAC program, payment facilitators have access to a single-integration interface, enabling their merchants to easily authorize transactions in more than 150 currencies worldwide, and settle in 17 currencies.
Retail and Association Corporate Partnerships
First Data’s Corporate partnerships align with companies who have a unique relationship with small business owners. First Data collaborates with these partners to offer targeted access to products and offers, tailored to these customers.
Other Partnership Opportunities
First Data’s Strategic Partnership Program is our method to identify potentially disruptive business opportunities that leverage our extensive array of payments and payments-related assets.
ISO Partners
First Data’s Independent Sales Organization (ISO) program provides partners with customization and flexibility to build an independent brand and generate more revenue, powered by our reputation and world-class payment capabilities.
Agent Partners
Build and grow your business with First Data’s agent program. Supported by CardConnect®, a First Data company, we provide all the technology and operational support you’ll need to succeed.