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    Commerce Solutions – Carat
    • Create payment experiences that help drive more commerce

    • Omnichannel Solutions
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    • Secure commerce and optimize payment and payout strategies

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    • Innovate and streamline gift and payroll card programs

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mid-sized-commerce-solutions

Commerce Solutions for Mid-Sized Businesses

Streamline payment acceptance and elevate payment experiences.

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Mid-Sized Business Solutions

  • Accept Payments
  • Drive More Sales
  • Reduce Cost
  • Digitize Operations
  • Secure Commerce
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Grow and Optimize
with New
Technologies

Grow and expand your mid-sized business while delighting your customers with a seamless, integrated payment experience in-person and online. Keep up with enterprise-level competitors while breaking down barriers to growth.

  • B2B Payments
  • Split Payments
  • Global Currency Solutions
  • Surcharging
  • Contactless Payments
  • POS Solutions
  • Electronic Payroll
  • Data Security Solutions
  • Interchange Optimization
  • Chargeback and Fraud Solutions
  • Systems Integration Solutions
  • Gift Solutions

Industry Enabling
Solutions

Deep experience and innovation across all levels of commerce, via every channel, makes Fiserv the perfect partner for mid-sized businesses. Quickly and easily address real, modern challenges with industry solutions positioned to help you grow quickly right now.

Healthcare

Patient payment and billing systems that work well together.

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Restaurant

Seamless dine in/to go, order ahead, order at table, pay ahead, pay at table, and scan-to-pay solutions.

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Grocery

Digital and contactless payment experience solutions and online EBT.

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Online Retail

Seamless online payment experiences, increasing payment methods.

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Accept Payments Seamlessly

With a variety of payment methods, help ensure customers all over the world have a seamless payment experience that is faster, more efficient and safer across multiple channels.

Payment Gateway

Easily accept eCommerce and virtual terminal payments with a frictionless purchasing experience.

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Contactless Payments

Help ensure your customers’ payments are faster, more efficient and safe.

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Global Currency Solutions

Allow clients to pay in their home currency. Easily expand your reach to new global markets.

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Drive More Sales
In-Store and Online

Encourage interested shoppers to become purchasers by breaking down their barriers to buying. By offering buy now, pay later solutions and gift solutions, we help you measurably increase sales.

Split Payments

Split Payments

Capitalize on shoppers’ drive to buy now by offering the flexibility of split payments. You get paid in full, immediately.

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Digital-Physical-Gift-Cards

Digital & Physical Gift Cards

Reach, brand, recognize and reward instantly to drive growth across all channels.

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Increase Approval Rates and Lower Payment Costs

Maximize your approval rates, reduce your interchange costs, and offset credit processing fees to help lower costs.

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Interchange Optimization

Interchange Optimization

Automatically compute the sales tax portion of eligible transactions.
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Surcharging

Surcharging

Offset credit card processing fees by adding a percentage fee at checkout to credit card transactions.
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Authorization Optimization

Authorization Optimization

Help your online business maximize approval rates.
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Manage Chargebacks and Data Security

Help protect customer information and reduce fraud losses without compromising your customer experience. Reach out to us to help select the right security and fraud solutions for your needs.

Payment Dashboard
Help Secure Customer's Information

Help secure PII with end-to-end encryption and tokenization. Remove sensitive data from your environment to help reduce PCI compliance scope.

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Prevent, Detect and Resolve Fraud

EMV 3D Secure analyzes contextual and historical data. Help identify and block fraudulent transactions and reduce chargebacks.

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Digitize Operations for Cost Savings

Streamline business tasks with digital tools to improve overall efficiency and easily handle back-office operations.

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Streamline the B2B Payment Process

Improve your A/R and A/P processes with a cloud-based portal offering a range of features, including easy integration with ERP systems.

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Simplify Electronic Payment Delivery

Simplify payment delivery and easily onboard new employees with digital payroll direct to a prepaid card. Leverage our app, digital checks, and offer underbanked employees better account management.

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Explore Fiserv Merchant Solutions

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  • Payment Optimization
  • Omnichannel Solutions
  • eCommerce Solutions
  • Security & Fraud
  • Payouts/Disbursements
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© 2022 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. Merchant services provided by First Data Merchant Services LLC, a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; PNC Bank N.A., Pittsburgh, PA; MVB Bank, Fairmont, WV; and MetaBank, N.A., Sioux Falls, SD.

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