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Merchant Solutions
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Commerce Solutions - Carat
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Create payment experiences that help drive more commerce.
- Omnichannel Solutions
- eCommerce Solutions
- Global Currency Solutions
- B2B Payments
- Payment Facilitator & Marketplaces
Value Added Solutions
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Secure commerce and optimize payment and payout strategies
- Security & Fraud
- Payment Optimization
- Payouts / Disbursements
- Digital ACH
- Alternative Credit Data
Prepaid Solutions
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Innovate and streamline gift and payroll card programs.
- Gift Solutions
- Payroll Card Solutions
- Incentives & Rewards
Introducing Carat Omnichannel Ecosystem
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- Resources
- Clients
- Partners
- Developers
Branchless banking.
Offer more of what your customers want – when and how they want it – with First Data’s digital and mobile banking solutions.
Benefits for Financial Institutions
Meet your commercial and retail customers’ expectations for money management by offering the latest online technology to increase satisfaction and loyalty.
Retail Online Banking
First Data designed our Online Banking solutions to meet the changing ways your customers or members manage their money.
Mobile Banking
First Data Mobile ManagerSM banking offers a secure and affordable way to provide your customers with a complete mobile banking solution.
Commercial Online Banking
Meet the growing needs and expectations of business owners who prefer online banking to in-person branch experiences. Offer a robust online business banking solution with enhanced functionality designed to help your customers achieve their business goals, as well as promote customer engagement.
Consumer Preferences
Consumers now expect a more high-touch experience when managing their finances. Allow them to decide the account information they want to receive and how they want to receive it with First Data’s Consumer Preferences solutions. Our comprehensive solution provides financial alerts and notifications that can help financial institutions increase customer satisfaction and strengthen customer relationships.
PayPoint® Payment Gateway Solutions
Your customers expect choice and convenience – choosing how, when, and where they want to pay their bills. Our Payment Gateway is an enterprise-wide solution that manages your payment processing across multiple channels and customer payment types. It’s designed to consolidate and help simplify payment processing, transaction tracking, reporting, and exception processing — all through one integrated payment portal.