Large Enterprise
Omnichannel commerce, billing and payments solutions for large merchants and corporates
SnapPay Receivables Ecosystem Capabilities
Electronic Invoice Presentment
Let customers pay how they want—on every channel, with every method.
Get Invoices Out Faster—and Paid Sooner
SnapPay delivers branded electronic invoices straight from your ERP and tracks them end to end—so customers receive, view and pay without the delays of print and mail.
- Branded electronic invoices generated directly from your ERP
- Delivery, view and payment status tracked in real time
- Customers pay in a click from the invoice itself
- Works on top of the ERP you already run—SAP, Oracle & NetSuite
One connected flow: invoice → deliver → track → get paid.
Omnichannel Payment Acceptance
Let customers pay how they want—on every channel, with every method.
Accept Payment on Every Channel
SnapPay accepts payments across ERP sales orders, call center, web, mobile, IVR and in-person terminals—so customers pay the way they prefer and cash arrives faster, with security built in.
- ERP sales orders, call center, web, mobile, IVR and in-person terminals
- Cards, ACH and every payment method your customers use
- SOC 2, PCI and HIPAA compliant, with tokenization and P2PE-validated devices
- Lower processing fees with surcharge, where permitted*
One connected flow: present → pay → authorize → settle.
AI-Powered Collections
Agentic AI that automates outreach and resolves at-risk accounts faster.
Collect Smarter with Agentic AI
Through our partnership with Stuut, SnapPay brings agentic AI to collections – automating outreach, prioritizing at-risk accounts and recommending the next best action so your team resolves faster with far less manual effort.
- Agentic AI automates outreach and AR follow-up
- Predictive scoring surfaces at-risk accounts early
- Recommends the next-best action to resolve faster
- Delivered through Fiserv – one relationship, coordinated rollout
Up to 30% more AR productivity · 20% fewer routine AR calls.
Intelligent Cash Application
Auto-match payments to invoices and post to your ERP – no manual reconciliation.
Close the Loop – Automatically
SnapPay auto-matches incoming payments to open invoices and posts cash to your ERP – eliminating manual reconciliation across cards, ACH and every channel and closing the loop on the order-to-cash cycle.
- Auto-matches payments to invoices and remittance data
- Posts cash to your general ledger – no manual keying
- Reconciles across cards, ACH and every payment channel
- Certified with SAP, Oracle, NetSuite and Microsoft Dynamics
One connected flow: invoice → pay → apply → reconcile.
Disputes, Deductions and Credit Management
Resolve short-pays and manage customer credit, so revenue leakage and risk stay under control.
Protect Revenue – Resolve Faster, Extend Credit Smarter
SnapPay streamlines dispute and deduction management and centralizes credit decisions – so your team resolves short-pays quickly, recovers invalid deductions and extends the right terms to the right customers without adding risk.
- Track, code and resolve disputes and deductions in one workflow
- Recover invalid deductions with automated documentation and matching
- Set credit limits and terms with data-driven risk scoring
- Works on top of the ERP you already run – SAP, Oracle and NetSuite
One connected flow: dispute → resolve → recover → reassess credit.
Workflow Automation
Streamline the routine AR tasks that slow your team down.
Automate the Busywork Out of AR
SnapPay automates the repetitive steps across your receivables process—routing approvals, triggering reminders and syncing with your ERP—so your team spends its time on exceptions instead of data entry.
- Automated reminders, approvals and task routing
- Real-time, two-way sync with your ERP—no manual keying
- Exception-based queues so the team works only what needs attention
- Up to 20% fewer routine AR calls
One connected flow: trigger → route → resolve → sync.
Embedded Capital
Flexible Buy Now Pay Later built into the SnapPay payment experience.
Give Customers Flexible Terms – Get Paid Upfront
SnapPay embeds B2B financing directly in the payment experience. Customers pay invoices over time while you’re paid in full upfront – protecting cash flow, expanding purchasing power and moving credit and default risk off your balance sheet.
- Financing offered right at checkout – no separate application
- You’re paid in full upfront; customers pay over time
- Credit and default risk transfer away from your business
- Works on top of the ERP you already run – SAP, Oracle and NetSuite
Market opportunity: $141.8B → $596.7B in B2B pay-over-time.
Analytics and Insights
Predict customer behavior and decide with data, not guesswork.
See What’s Coming—and Act on It
SnapPay Insights turns receivables data into forecasts and recommendations—flagging at-risk accounts early, surfacing the next best action and tracking the metrics your finance leaders care about, all in one dashboard.
- Risk Prediction Index, Early Warning Indicator and Propensity-to-Pay scoring
- AI recommendations: delinquency alerts, behavior-change detection and channel migration
- Track DSO, Average Days Delinquent and the Collections Efficiency Index
- Up to 30% more AR productivity
One connected flow: measure → predict → recommend → act.
