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Offset your credit card interchange processing fees.

 

The Merchant Surcharge Program allows your business to offset credit card interchange fees by adding a percentage-based fee to your customers' credit card transactions. This simple integration helps you reduce transaction expenses while maintaining profitability.

 

Last year, surcharging helped merchants save over

$124 million1

Learn More

Surcharge Integration helps reduce your credit card transaction expenses.

Surcharging allows merchants to add a “% fee” to a credit card transaction that is paid by the buyer or consumer to help cover the merchant’s credit card processing fees.

FAQs
Is surcharge right for your business?

 

Every business is unique and your decision to implement a surcharge program should be based on considerations, including how you feel your customers may respond as well as other contributing factors.

Download FAQ

 

Learn how surcharging can benefit your business. Explore our Comprehensive Guide to Convenience Fees, Surcharges, and Service Fees.

Download Whitepaper

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©2025 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. Merchant services provided by First Data Merchant Services LLC, a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; PNC Bank N.A., Pittsburgh, PA; MVB Bank, Fairmont, WV; Pathward, N.A., Sioux Falls, SD; and Citizens Bank, N.A., Providence, RI.

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