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    Commerce Solutions - Carat
    • Create payment experiences that help drive more commerce.

    • Omnichannel Solutions
    • eCommerce Solutions
    • Global Currency Solutions
    • B2B Payments
    • Payment Facilitator & Marketplaces
    Value Added Solutions
    • Secure commerce and optimize payment and payout strategies

    • Security & Fraud
    • Payment Optimization
    • Payouts / Disbursements
    • Digital ACH
    • Alternative Credit Data
    Prepaid Solutions
    • Innovate and streamline gift and payroll card programs.

    • Gift Solutions
    • Payroll Card Solutions
    • Incentives & Rewards
    • Small Business Solutions
    • Clover POS
    • Partner Solutions
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    Introducing Carat Omnichannel Ecosystem

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Payroll

Simplify Wage Payments.

Electronic Payroll Delivery &
Digital Boarding Portal.

Easy, Affordable, Mobile

 

Backed by industry-leading expertise and experience

 

Enhanced features

  • Savings

    Reduce costs associated with
    delivery and replacement of
    company-issued paper checks
  • Security

    EMV chip cards and cybersecurity
    systems to monitor, detect, and
    minimize third-party fraud.
  • Compliance

    Enjoy 100% electronic pay while
    Money Network staff monitors
    regulatory changes.
  • Innovation

    Fingerprint login, card lock,
    locator for in-network ATMs,
    and more innovative features.

More for your employees.

Accepted almost everywhere

Cards can be used everywhere Visa Debit Cards are accepted.

Zero-liability protection

For unauthorized Card purchases and 24/7 customer service.

Check-cashing widely available

Checks can be cashed, free of charge, at 6,000 participating check cashing partners.

Industry-leading mobile app

Easily manage finances using the Money Network Mobile App.

Secured Funds

Cardholder funds reside in an FDIC-insured Account1.

Easy Access to their Money

40,000+ in-network surcharge-free ATMs.

Setup is easy.

Get started within minutes.

Enhanced features

  • Convenient

    Completed at your business
    location.
  • Automatic

    No manual implementation.
  • Organized

    Three easy sections: Company,
    Owner, and Produce.
  • Fast

    Start processing within three
    days from agreement signature.

Money Network

Money Network’s Turnkey program is offered to employers at not cost. You
simply pay $2 for each Money Network welcome packet. Set up is easy and
with our onboarding process, you’ll be up and running quickly.

 

Enhanced features

 

$20 Billion

funds delivered anually
 

4,000

clients served
 

2.9 Million

active cardholders

1Subject to applicable limitations and restrictions of such insurance.

2Money Network Financial, LLC, A First Data Company, 90-day active cardholder average for 2018.

New CustomersNew Customers
Existing CustomersExisting Customers

Explore Fiserv Merchant Solutions

  • Carat
  • Payment Optimization
  • Omnichannel Solutions
  • eCommerce Solutions
  • Security & Fraud
  • Payouts / Disbursements
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© 2021 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. First Data Merchant Services LLC is a registered ISO of Wells Fargo Bank, N.A, Concord, CA; Deutsche Bank G, New York, NY; BBVA USA, Birmingham, AL; MVB Bank, Fairmont, WV; and Metabank, N.A, Sioux Falls, SD.

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