Fall 2024 Card Brand Updates
This notice is to inform you that effective October 2024, qualification criteria categories may be changed.
Visa
NW Visa Prearbitration Card Not Present Remedy Reject Reimbursement DMS:
Effective October 18, 2024, Visa is introducing the prearbitration card not present remedy reject reimbursement of $5.00 that will apply to each Visa prearbitration card not present remedy request submitted by the merchant that is rejected by Visa, thus a reimbursement of the original $5.00 fee charged for the request is warranted.
Visa Extended Authorization Service Fee:
Effective October 18, 2024, Visa is introducing a new Extended Authorization Service Fee of 0.08% that will apply to all approved card-not-present authorization requests that include the extended authorization indicator.
Visa Digital Enhancement Service Fee:
Effective October 18, 2024, Visa is introducing a new Digital Enhancement Service Fee of 0.02% that will apply to all card-not-present authorization volume to support Visa-provided digital services and capabilities and help increase performance and security.
Visa Lost Case Filing Fee:
Effective October 1, 2024, Visa is revising the rate for the Lost Case Filing Fee for arbitration cases from $500.00 to $600.00.
Mastercard
Mastercard TPE Excessive Auth Fee:
Effective January 2024, Mastercard increased the Mastercard TPE Excessive Auth Fee from $0.15 to $0.30.
Mastercard TPE Nominal Amount Authorization Fee:
Effective October 18, 2024, Mastercard will be increasing the Nominal Amount Authorization fee from $0.045 to $0.10. This fee will be assessed for any nominal amount authorization with a subsequent reversal on card not present transactions under $1.00.
Interlink
Interlink Commercial Solutions Fee:
Effective October 18, 2024, Interlink is introducing a Commercial Solutions Fee of 0.01% that will apply to all acquired POS volumes from transactions made with business solutions products.
Interlink Digital Commerce Services Fee:
Effective October 18, 2024, Interlink will assess a fee of 0.0075% that will apply to settled transactions and a minimum fee of $0.0075 to help increase performance and security of the ecosystem.
Interlink Visa Integrity Risk Program Pricing:
Effective October 18, 2024, Interlink is introducing a High Integrity Risk Program fee of $0.10 for each card not present transaction and a High-Risk Volume Fee of 0.10% to card not present volume processed in the following high integrity risk MCC codes: 5967(Direct Marketing), 7273 (Dating Services), and 7995 (Betting, Lottery tickets, casino gaming chips).
Interlink Never Approve Reattempt Fee:
Effective October 18, 2024, Interlink will assess a fee of $0.10 for each subsequent authorization attempt following an initial decline response from the issuer that the transaction will never be approved.
NW Interlink Prearbitration Card Not Present Remedy Reject Reimbursement SMS:
Effective October 18, 2024, Interlink is introducing the prearbitration card not present remedy reject reimbursement of $5.00 that will apply to each Interlink prearbitration card not present remedy request submitted by the merchant that is rejected by Interlink, thus a reimbursement of the original $5.00 fee charged for the request is warranted.
Dispute
NW Case Ruling Fee Visa DMS:
Effective October 18, 2024, you will be billed $600 Network Case Ruling Visa Fee for Incoming and outgoing filed arbitration lost ruling, and incoming and outgoing filed compliance lost ruling during the dispute process.
Actualización de Marcas de Tarjetas de Otoño de 2024 (Octubre)
Este aviso es para informarle que a partir de octubre de 2024 las categorías de criterios de calificación pueden cambia.
Visa
NW Visa Prearbitration Card Not Present Remedy Reject Reimbursement DMS:
A partir del 18 de octubre de 2024, Visa estará introduciendo prearbitration card not present remedy reject reimbursement DMS de $5.00 que se aplicará a cada solicitud de remedio de tarjeta no presente prearbitrada de Visa presentada por el comercio que sea rechazada por Visa, de tal manera que el reembolso de la tarifa original de $5.00 cobrada por la solicitud está garantizada.
Visa Extended Authorization Service Fee:
A partir del 18 de octubre de 2024, Visa estará introduciendo una nueva Visa Extended Authorization Service Fee del 0.08% que se aplicará a todas las solicitudes de autorización de tarjeta no presente aprobadas que incluyan el indicador de autorización extendida.
Visa Digital Enhancement Service Fee:
A partir del 18 de octubre de 2024, Visa estará introduciendo una nueva Visa Digital Enhancement Service Fee del 0.02% que se aplicará a todo el volumen de autorización de Visa y para ayudar a aumentar el desempeño y la seguridad.
Visa Lost Case Filing Fee:
A partir del 1 de octubre de 2024, Visa estará revisando la Lost Case Filing Fee para casos de arbitraje de $500.00 a $600.00.
Mastercard
Mastercard TPE Excessive Auth Fee:
A partir enero de 2024, Mastercard estará aumentando la Mastercard TPE Excessive Auth Fee de $0.15 a $0.30 dólares.
Mastercard TPE Nominal Amount Authorization Fee:
A partir del 18 de octubre de 2024, Mastercard aumentará la Nominal Amount Authorization Fee de $0.045 a $0.10. Esta tarifa será aplicada a cualquier autorización de importe nominal con una subsecuente anulación en transacciones con tarjeta no presente inferiores a $1.00.
Interlink
Interlink Commercial Solutions Fee:
A partir del 18 de octubre de 2024, Interlink introducirá una Commercial Solutions Fee del 0.01% que se aplicará a todos los volúmenes de TPV procedentes de transacciones realizadas con productos de soluciones de negocio.
Interlink Digital Commerce Services Fee:
A partir del 18 de octubre, Interlink aplicará una tasa del 0.0075% que se aplicará a las transacciones liquidadas y una tarifa mínima de $0.0075 para ayudar a incrementar el rendimiento y la seguridad del ecosistema.
Interlink Visa Integrity Risk Program Pricing:
A partir del 18 de octubre de 2024, Interlink estará introduciendo una tarifa High Integrity Risk Program de $0.10 por cada transacción de tarjeta no presente y una High-Risk Volume Fee de 0.10% al volumen de tarjetas no presentes procesadas en los siguientes códigos MCC de alto riesgo de integridad: 5967(Marketing Directo), 7273 (Servicios de Citas) y 7995 (Apuestas, Billetes de Lotería, Fichas de Juegos de Casino).
Interlink Never Approve Reattempt Fee:
A partir del 18 de octubre de 2024, Interlink aplicará una tarifa de $0.10 por cada intento de autorización subsecuente seguido de una respuesta inicial declinada de parte del emisor que la transacción nunca será aprobada.
NW Interlink Prearbitration Card Not Present Remedy Reject Reimbursement SMS:
A partir del 18 de octubre de 2024, Interlink estará introduciendo el prearbitration card not present remedy reject reimbursement de $5.00 que se aplicará a cada solicitud de remedio de tarjeta no presente de prearbitraje de Interlink presentada por el comercio que sea rechazada por Interlink, de tal manera que el reembolso de la tarifa original de $5.00 cobrada por la solicitud está garantizada.
Disputa
NW Case Ruling Fee Visa DMS:
A partir del 18 de octubre de 2024, se le cobrará la Network Case Ruling Visa Fee de $600 por el arbitraje de fallos presentados entrantes y salientes, y por el cumplimiento de casos fallidos entrantes y salientes durante el proceso de disputa.