Large Enterprise
Omnichannel commerce, billing and payments solutions for large merchants and corporates
SnapPay. Modernize Accounts Receivable. Accelerate Cash Flow.
Transform your invoice-to-cash process with an accounts receivable platform that brings together electronic invoicing, payment acceptance, collections, AI-powered insights and flexible financing.
SnapPay helps organizations streamline operations, improve customer experiences, reduce manual effort and get paid faster – all from a single integrated solution.
Transform the Entire Order-to-Cash Journey
SnapPay unifies invoicing, omnichannel payment acceptance, AI-powered collections, intelligent cash application and embedded financing in one connected platform. The result? You get paid faster with less manual effort.
Built to work with the ERP you already run: SAP, Oracle, NetSuite and Microsoft Dynamics.
- Accelerate revenue: reduce DSO by up to 25%
- Boost productivity: up to 30% more AR productivity
- Cut effort: up to 20% fewer routine AR calls
Winner — Fintech Breakthrough “Best B2B Payments Product.”
SnapPay now spans the entire Order-to-Cash lifecycle
One connected receivables ecosystem that unites best-in-class capabilities through Fiserv and its partners, so you work with one trusted provider – all on top of the ERP you already run: SAP, Oracle, NetSuite and Microsoft Dynamics.
Invoice Presentment
Deliver and track invoices
Omnichannel Acceptance
Pay by any channel
Workflow Automation
Streamline AR tasks
Analytics and Insights
Predict and decide
AI-Powered Collections*
Automate follow-up
Intelligent Cash Application*
Auto-match and post
Disputes and Deductions*
Resolve and manage credit
Embedded Financing*
B2B pay-over-time
*Newly added to the SnapPay ecosystem
One Connected Receivables Ecosystem
Deep ERP Integration
Certified with SAP, Oracle, NetSuite and Microsoft Dynamics (plus Infor, Workday and custom ERPs), with 15+ years of ERP expertise and real-time sync.
Secure and Compliant
SOC 2, PCI and HIPAA compliant, with tokenization, P2PE-validated devices, and WCAG 2.2 AA certified accessibility standards.
Flexible Payment Channels
ERP sales orders, call center, web, mobile, IVR and in-person terminals.
AI-Powered by Design
Automated collections and cash application with predictive insights that reduce risk and DSO.
Real Results, Real Transformation
SnapPay users report measurable improvements across the full Order-to-Cash cycle – including disputes, deductions and credit management – that de-risk the buying decision.
90%
lower processing fees with surcharge*
25%
reduction in days sales outstanding
30%
increase in AR productivity
20%
fewer routine AR calls
Awards and recognition
Fintech Breakthrough
Best B2B Payments Product – two years running
Fast Company
World’s Most Innovative Companies – two years running
No. 1
Global issuer processor
No. 1
Global merchant acquirer
Digitize Your Entire Invoice-to-Cash Process
Before SnapPay: Manual invoicing, disconnected systems, delayed collections and error-prone reconciliation.
With SnapPay:A modern, branded EIPP experience – integrated with your ERP (SAP, Oracle, NetSuite) – that makes it easy for customers to pay.
The result:Fewer abandoned payments, faster on-time collection and lower cost-to-serve.
Powerful Analytics With SnapPay Insights
Customer Risk Prediction: Risk Prediction Index, Early Warning Indicator and Propensity-to-Pay scoring flag at-risk accounts early.
Proactive Actions: AI recommendations – delinquency alerts, behavior-change detection and payment-channel migration.
Operational Efficiency:Track DSO, Average Days Delinquent and the Collections Efficiency Index in one dashboard.
Discover insights and resources related to SnapPay
Explore actionable insights and practical information tailored to help your business grow and adapt in the fast-changing digital world.
1Processing fees applicable for non-qualified surcharge transactions; permission to surcharge is required for AMEX Direct; debit cards are excluded from surcharging and will have applicable fees. Statistics source: Fiserv data; individual results may vary.