AEPS is a bank led model which allows cash withdrawal at the point-of-sale through biometric authentication.

To complete a cash withdrawal transaction, all your customer needs to do is input their fingerprint on the biometric device, which is paired to your cash withdrawal app on your Android smart phone.

BBPS is an integrated bill payment system offering interoperable and accessible bill payment service to customers through multiple payment modes, and providing instant confirmation of payment.

There are over 172+ billers available in 13 different categories including broadband post-paid, gas, loan repayment, DTH, electricity, landline post-paid, mobile post-paid, FASTag, LPG gas, water, life insurance, cable TV and health insurance.

Fiserv – ICICI Merchant Services now gives you easy and instant access to the latest trends and analytics of your business. Business Point, our advanced merchant portal provides detailed reporting and analysis that will help you run your business better.

BNPL is a type of short-term financing which allows your customers to pay a lender in instalments by the end of a stipulated time period, for their purchases at your outlet.

 Merchants benefit from offering an additional type of digital payment acceptance, while customers benefit from a low-cost, transparent, and frictionless financial product that enables lightning-fast access to credit, hassle-free credit approval, disbursement, and tension-free repayment plans.

BNPL also allows customers to split their bills into parts at little to no cost.

Cardless Multi Bank/Multi Lender EMI is a hassle-free solution where you can offer cardless EMI payments to your customers.

On entering your customers registered mobile number (registered with their existing banking/lending partner), your Fiserv – ICICI Merchant Services terminal displays a list of their banking or lending partner relationships, along with the EMI repayment details (tenure and ROI). All your customer needs to do is select their preferred EMI repayment option, while you receive full payment.

Cash@POS is a unique value-added service, whereby debit card holders can withdraw cash by swiping their debit cards at your Fiserv – ICICI Merchant Services terminal(s).

DCC is a secure and compliant credit card processing solution that provides merchants like you the ability to offer their international customers the choice to pay in their own currency or INR. With DCC you can accept international Mastercard and Visa cards at the point of sale in traditional face-to-face transactions while your customers enjoy the added convenience of paying in the card currency of their choice.

ICICI Bank Debit Card EMI is your customer’s fastest way of obtaining a loan and unique opportunity to instantly upgrade or supplement their purchases in an affordable way.

 With ICICI Bank Debit Card EMI, you can now offer flexible payment options for all purchases at your outlet over INR 5,000/- over 3, 6, 9 or 12 months. ICICI Bank Debit Card EMI not only increases your revenue but also enhances the level of customer service you are able to offer.

Mini ATM is the ideal solution for businesses that witness a high demand for cash. With Mini ATM, you have the opportunity to earn additional revenue while offering superior customer service. No need to go to the bank to deposit cash. Add ATM customers to increase footfall in shop.

 Multi Bank Credit Card EMI is your customer’s fastest way of obtaining a loan and unique opportunity to instantly upgrade or supplement their purchases in an affordable way.

 With Multi Bank Credit Card EMI, you can now offer flexible payment options over three, six or nine months for all purchases at your outlet. Multi Bank Credit Card EMI not only increases your revenue but also enhances the level of customer service you are able to offer.

Partner banks include Axis Bank, Citibank, Federal Bank, ICICI Bank, Kotak Mahindra Bank, HSBC Bank, IndusInd Bank, RBL Bank, SBI Cards, Standard Chartered Bank and Yes Bank.

Amazon Pay is a payment method/wallet customers can use to pay for goods and services at physical stores across the country. Thousands of customers rely on Amazon Pay for their payment needs, thus steadily building a strong customer base.

Your customers can experience a faster and convenient checkout, by simply scanning the QR code generated on their Fiserv – ICICI Merchant Services terminal or the ‘IMS Mobile (Merchant Point)’ app.

MobiKwik is a payment method/wallet customers can use to pay for goods and services at physical stores across the country.

With thousands of customers shopping and making payments through MobiKwik, MobiKwik is steadily building a strong customer base. MobiKwik is fast becoming the preferred mode of payment due to its world‑class security, fraud prevention and buyer protection.

Your customers can experience a faster and convenient checkout, by simply scanning the QR code generated on your Fiserv – ICICI Merchant Services terminal.

With our payment POD, you will get instant voice alerts on every payment you receive from your customers, through your Fiserv – ICICI Merchant Services terminal or QR at your store front.

Tap to Pay is a new feature available on the ‘IMS Mobile – Merchant Point’ app, where merchants like yourself can accept card payments upto INR 5000/-, through any Near Field Communication (NFC) enabled Android smart device.

To accept card payments, all you have to do is tap and hold your customer’s contactless card on the back of your Android smart device.

Place the QR stand near the payment counter, so it can be easily scanned by your customers with their smartphone through their respective UPI/Bharat QR apps.

Kotak Bank Debit Card EMI is your customer’s fastest way of obtaining a loan and unique opportunity to instantly upgrade or supplement their purchases in an affordable way.

With Kotak Bank Debit Card EMI, you can now offer flexible payment options for all purchases at your outlet over INR 3,000/- over 3, 6, 9 or 12 months. Kotak Bank Debit Card EMI not only increases your revenue but also enhances the level of customer service you are able to offer.

IDFC First Bank Debit Card EMI is your customer’s fastest way of obtaining a loan and unique opportunity to instantly upgrade or supplement their purchases in an affordable way.

With IDFC First Bank Debit Card EMI, you can now offer flexible payment options for all purchases at your outlet over INR 3,000/- over 3, 6, 9, 12, 18 or 24 months. IDFC First Bank Debit Card EMI not only increases your revenue but also enhances the level of customer service you are able to offer.

JioMoney is a service for individual or entity businesses to accept payments from JioMoney wallet customers. Your customers can experience a faster and convenient checkout, by simply providing the 6-digit code and completing the payment at your outlet from their JioMoney app.

With ‘No Payment Hold’*, merchants like yourself  benefit from the funds never being on hold for all domestic card transactions swiped/dipped/tapped (“card present” transactions)  on your Fiserv – ICICI Merchant Services terminal.

You will be assigned a transaction limit for the day/overall, and the payment for these transactions will never be held subject to the terms of the agreement/MPA entered into by you for the services.

*No Payment Hold facility offered is at the sole discretion of ICICI Merchant Services and can be revoked at any time if the merchant MIDs are in negative balance, a chargeback%  of greater than 0.5 bps or for other ad-hoc reasons as determined by Fiserv, such as suspicious/fraudulent/unusual activity etc. without any prior notice to you. Further, all rights of ICICI Merchant Services under the terms of the agreement/MPA entered into by you for the services shall continue to apply ‘as is’.