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      Grow and optimize your business and elevate payment experiences to secure commerce
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      Clover, all-in-one systems for merchants to accept payments and manage their business
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    The global operating system to

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    Optimize your business 

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Commerce Solutions for Mid-Sized Businesses

Streamline payment acceptance and elevate payment experiences to meet the evolving needs of your customers.

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The Fiserv advantage

 

4.3T+


USD annual processing volume

 

12,000+


financial transactions per second

 

35+


years of fintech and payments leadership

Accept payments in store or online

Driving sustainable, profitable growth in a digital world requires technology that maximizes efficiencies. Deep experience and innovation across all levels of commerce makes Fiserv the perfect partner for mid-sized businesses.

With a variety of B2B and B2C payment methods, help ensure customers all over the world have a seamless payment experience that is faster, more efficient and safer across multiple channels.

Easily accept payments with a frictionless purchasing experience, and synchronize customer data, orders and inventory across all channels.

 

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Easily accept payments on your computer, tablet, or smartphone.

 

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A simplified solution to automating the AR process - from acceptance to reconciliation.

 

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Multiple POS devices for multiple business needs

 
Clover Station Duo

Clover Station Duo

Clover Station Duo

Tackle your daily traffic spikes without breaking a sweat. Station Duo is designed for speed, security and engagement with a screen for you and a screen for the customer.

 

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Clover Station Solo

Clover Station Solo

Clover Station Solo

Accept payments and manage everything, from making appointments to checking inventory to overseeing employees, with this flexible, all-in-one POS system.

 

Explore Clover Solo ›

 
Clover Mini

Clover Mini

Clover Mini

Take swipe, chip, and contactless payments right out of the box. Do your taxes, accounting, inventory, rewards, and virtually anything else your business needs.

 

Explore Clover Mini ›

 
Clover Flex

Clover Flex

Clover Flex

​Serve your customers better – whether at the counter, in line, at the table, or on the go – with this all-in-one, hand-held small business card processing solution.

 

Explore Clover Flex ›

Optimize payments for lower card transaction expenses

Take control of commerce with our expertise and scalable technology to help grow your bottom line. Allow us to manage the complexity of payments and improve cost efficiencies so you can focus on your customers.

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Interchange Optimization

Automate transaction data to reduce transaction costs on eligible purchases.

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Surcharging

Offset credit card processing fees by adding a percentage fee at checkout to credit card transactions.

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Grow with new technologies

Expand your mid-sized business while delighting your customers with a seamless, integrated payment experience in-person and online. Keep up with enterprise-level competitors while breaking down barriers to growth.

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eCheck and Pay by Bank

Give your customers the freedom to use their preferred payment method with our suite of electronic check processing and ACH solutions.

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Gift Solutions

End-to-end, innovative branded currency solutions trusted by over 350 of the world’s largest brands.

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Buy Now, Pay Later

Accelerate your sales growth today while your consumers pay for what they want over time.

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Online EBT

Allow customers needing benefit assistance to shop with the most popular digital experiences.

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Electronic Payroll

Simplify and optimize payroll processes, and reduce administration costs.

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With Fiserv, you're supported by a team of experts who will:

Identifty solutions that align with business goals
Provide technical design and project management
Manage day-to-day operational needs and requests
Set and track KPIs for continuous improvement

Advanced business intelligence and data protection

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Reporting & Analytics

Monitor transactions and funding, understand your authorizations, identify trends through settlements, and stay ahead of disputes.

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Data-as-a-Service (DaaS)

Get ongoing real-time access to reporting data in a secure cloud-based environment, without the cost and overhead of extracting, transforming, loading, and storing your data on site.

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Encryption & Tokenization

Remove sensitive data from your environment to help reduce PCI compliance scope.

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Tell us your vision. We'll bring the solution.

Our team of experts will help identify the right solutions that align with your business goals.

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©2025 Fiserv, Inc. Fiserv is a registered trademark of Fiserv, Inc. All trademarks referenced here are the property of the respective owners. Merchant services provided by First Data Merchant Services LLC, a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; PNC Bank N.A., Pittsburgh, PA; MVB Bank, Fairmont, WV; Pathward, N.A., Sioux Falls, SD; and Citizens Bank, N.A., Providence, RI.

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